Fredrick L. Smith was born May 2, 1944 in Des Moines, Iowa, to Bruce and Ruby (Alexander) Smith. He was a 1962 graduate of Interstate 35 High School and later served in the United States Marine Corps from 1965 to 1968 with a tour of duty in Vietnam. He later attended college at Grandview and Drake University receiving a degree in finance. Fred was united in marriage to Sandra Howard on June 7, 1969 in St. Charles and to this union three children were born. He was an avid outdoorsman who loved fly fishing and was very creative in making flies. Fred was also passionate at sporting clays and enjoyed setting up his 5-stand shoots across Iowa; which he organized every year as a fundraiser for the American Cancer Society. He also enjoyed motorcycles, especially his newly purchased Harley. During his working career, Fred worked as an insurance auditor for USF & G Insurance Company which later became St. Paul Travelers Insurance. Fred was a member of the St. Charles Parish and served as the church treasurer and board chairperson. He was also a member of the Winterset Sportsman's Club of which he was the treasurer for many years. He also served on the district committee for project and construction for the Iowa Annual Conference of the United Methodist Church. Visitation: 1:00 to 7:00 p.m., family will be present 5:00 to 7:00 p.m. September 6, 2009 at Ochiltree Funeral Service & Aftercare, Winterset, Iowa Service: 2:00 p.m. September 7, 2009 at St. Charles Parish, St. Charles, Iowa Memorial: Fred is survived by his wife, Sandra Smith of St. Charles; his children, Brad Smith of Denver, CO, Ryan Smith (Helen) of West Des Moines; Sara Woodard (Jeff) of Des Moines; four siblings, Charles Smith (Fernette) of Marshalltown; Joan Files (Glen) of Oklahoma City, OK; Vera Albright of Winterset; David Smith (Bonnie) of New Virginia; his sister-in-law, Shelley Whitmore of Denver, CO; grandchildren, Hannah Marie Smith, Baby Woodard expected in March, Marissa and Amanda and 3 'adopted' grandchildren, Mitchell, Abigail, and Emma Whitmore as well as many beloved nieces and nephews. He was preceded in death by his parents and his in-laws; Richard and LaMarian Howard.
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